Liam Manifold staked £10 on a series of bets for the recent tournament in Qatar and was already planning how to spend his jackpot winnings, only to be rebuffed by Coral.
Thirty-year-old Mr Manifold, from Tutbury in Staffordshire, says he was given odds of 1,495-1 on November 11 after tipping Argentina to lift the trophy, eventual runners-up France to make the final and Messi to be named player of the tournament – all of which proved true.
Messi’s men triumphed on penalties following the December 18 showdown in Lusail Stadium ended 3-3 after extra-time with France’s Kylian Mbappe becoming only the second man after England’s 1966 hero Sir Geoff Hurst to score a World Cup final hat-trick.
Maintenance engineer Mr Manifold rushed back to his local betting shop, in Horninglow, the day after the final expecting to receive a total £15,000 in winnings, but was turned away.
He says the firm later handed over just £660 instead, with Coral insisting they made a ‘very fair and generous offer for the settlement of the bet’.
‘Just under £15,000 for a big betting company is pennies for them but, for me, it’s a life-changing amount of money. My dad’s disabled so I was going to buy him a new disability scooter and keep the rest in savings.’
But a Coral spokesman said: ‘These three events are all closely related to each other so the prices that were offered on them individually can’t be included in a multiple bet.
‘If Argentina and France have made the final, then the odds of Argentina winning it are clearly much shorter than they were at the outset. If Argentina have then won the World Cup, the chances of Messi being player of the tournament will be long odds-on.
‘So we have settled the bet in the fairest way possible, paying out on the event with the biggest price, an Argentina v France final, at 22-1.
‘And then on the basis that that had happened, we applied the price of Argentina winning the final which was 10-11 before the game, and then on the basis that Argentina had won the cup, we applied an over generous price on Messi to be player of the tournament at 1-2, as the odds on that happening should Argentina have won the World Cup would have been much shorter.
‘The prices on the slip had been written on by the customer not the member of staff.
‘We have settled the bet in line with our terms and conditions, and we have made a very fair and generous offer for the settlement of the bet that exceeds what would have been the odds of such an eventuality had a customer asked for rush specific treble on November 11.’